No any business is real without insurance. Each family needs a life insurance for a breadwinnersand parents, critical illness insurance for each family members, disability insurance, car insurance, property insurance etc. You can learn here why insurance is so important in our life, how to make life saving tax-free using insurance, how insurance can help you to survive, and many other things.

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 70,000 Canadians will have a heart attack.

 50,000 Canadians will have a stroke.

 Heart disease was the leading cause of inpatient hospitalization for both men and women, accounting for more than 18 per cent of all hospital separations.

 Cardiovascular disease is the leading cause of death in Canada.

 Close to half of the survivors have heart-related problems and a high risk of repeat heart attack.

 Cardiovascular diseases are the most expensive disease to treat - outpacing all other diagnostic categories.

So not only is heart-related illness the leading cause of death in Canada, but those who survive stand a good chance of being in poor health. This may limit future earning potential and therefore the ability to pay for treatment.

Government health plans and group insurance benefits are limited to basic medical and hospital care in Canada. If you are like most Canadians and have financial obligations (i.e. mortgage payments, child care or education costs etc…) a cardiovascular or other serious illness could have a catastrophic effect on your family’s quality of life.

However, it’s not all doom and gloom. There is a way to ensure your family is sheltered from the effects of a debilitating illness - Critical Illness Insurance.

How does it work?

Critical Illness insurance is a relatively new type of insurance in Canada which pays you a benefit if you are stricken by a critical illness such as a heart attack or cancer. Unlike Life Insurance, the benefit is paid directly to you rather than a beneficiary. You can then use this benefit to help pay for treatment, replace lost income, pay off your mortgage or however else you see fit.

A serious illness can change your life forever. Critical Illness insurance provides the financial resources to let you face your new challenges.

If you are looking for an affordable, simple solution to meet your need for critical illness insurance, Manulife has the answer. Lifecheque Basic offers critical illness protection at a low cost, and with a hassle-free application process.
Lifecheque Basic is a simplified critical illness insurance plan that provides a one-time benefit upon a diagnosis of one of the five most common conditions: heart attack, stroke, cancer, aortic surgery and coronary bypass. It requires no underwriting or medical tests, only a signed declaration of good health. Exclusions and restrictions apply. For more information on this insurance or to purchase a plan, click on the link below.

Mykhaylo Arbetov, CFP, FMA
phone: (604) 875-8878
email: nospammichael@arbetov.com
www.ArbetovInsurance.com

PS You can also Buy On-Line No Medical Exam 10 Years Term Life Insurance

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